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Ecommerce Payment Processing: How To Choose, Open, And Set Up Payment Gateways

by Artyom K. | | 11 min read
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Are you about to start your own ecommerce business? Well done! Sellvia is happy to provide you with a turnkey, ready-to-go ecommerce store you’ll need to promote and that’s it. Yet, the only step you need to take yourself is implementing ecommerce payment processing systems. Hopefully, it won’t take you lots of time and effort!

Ecommerce business as a way to change your life for the better

a picture of Statue of Liberty

Confidence in the future matters. Unfortunately, 9-to-5 jobs are not always able to ensure it. This is the reason why people turn to side hustles providing them with the financial independence they seek. Most often, this grows into something greater.

And this is the right decision — starting your own business is quite profitable nowadays, meanwhile, it doesn’t take you too much time, effort, and money to get it started. Sellvia provides you with an opportunity to start a business TODAY & FOR FREE, so you don’t have to put all you have at stake and risk anything.

Our team of experienced developers and emarketers is happy to build a business for you from scratch, allowing you to deal with the most exciting activity only — it’s business promotion.

Actually, there’s one more issue you need to take care of yourself. Hopefully, this is one of the easiest stages of starting your ecommerce business — it’s the integration of ecommerce payment processing systems.

Ecommerce as a way for everyone to start a business

a cover showing a man who powers his financial independence

Ecommerce seems to be a perfect way for you to start a business with no risks and with no experience required. We provide you with a ready-made store, and it remains for you only to promote your product range and that’s it. Not a big deal actually.

People place orders on your website and let you gain profit. Yet, you need to care for payment gateways allowing your customers to transfer money to you.

Ecommerce payment processing: what is it all about?

Ecommerce payment processing systems are tools to run ecommerce businesses, accept credit card payments, and make refunds. These are payment processing systems that help customers and sellers transfer money.

Why do you have to take care of that yourself?

Why don’t we set up payment processing systems for your ecommerce stores? The point is that there are measures that only a business owner can take. No one else has access to do that.

Is it challenging to integrate payment gateways into your website?

No, it isn’t. There’s nothing challenging to integrate payment processing systems into your website. Today we will tell you in detail how to do this. But first things first.

How to choose an ecommerce payment processing system for your ecommerce store?

In fact, there are lots of ecommerce payment processing systems in the world. But how to make the right choice? Actually, there’s one factor that always affects business owners’ decisions — it’s a place where you’re going to run a business.

Sellvia provides its clients with an opportunity to start and run a business in the United States because the US market seems to be one of the most attractive and beneficial markets for business owners.

Sellvia’s fulfillment center in California allows lightning-fast shipping to make your customers happy with amazing shopping experience and takes your business one step ahead of your competitors.

So you need to choose those payment systems that are well-known for US customers.

Good news! While some countries can’t boast a wide range of payment processing systems, there are the most popular and widely used payment options available in the USA.

This is the meal of choice — how to choose a payment gateway for your store? Take these points into consideration.

1 – Consider your potential customers’ location and traditional payment methods they’re used to. This is the way to exclude the possibility of spooking them, but on the contrary, to win their trust, demonstrating you’re customer-focused.

2 – Provide maximum payment safety. Your customers’ money is in your hands. People trust you — so justify their trust. Choose only payment systems that provide first-class safety for the data transferred.

3 – Choose payment processing systems that are easy in use. This is you who will integrate a payment processing system into your website. So choose the ones that are easy to set up and operate.

There are few ecommerce payment processing systems available in my country for the US market, what should I do?

a picture showing you need to register a business in the USA for extra benefits

If you’re a US resident running a business in the US, there is no question to arise. All you need is to choose the most suitable ecommerce payment processing system, apply for it, integrate, and enjoy.

Other country residents may face some challenges, but this is not a big deal. If you live outside the USA, you’ll have to pay a bit more attention to the issue of payment options.

The point is the place where you run a business plays a crucial role. In the USA, the most popular payment processing systems are available. Yet, you need to have a business registered in the USA to enjoy them.

If you live outside the USA, and you register a business in your country of residence, you will be able to operate only payment options available in your country. Yet, will Americans know them well? Not necessarily.

Sounds frightening? Take it easy. This won’t stop you from starting a business and running it in the United States. Moreover, we’ve already revealed the topic on how to run a business in the USA and enjoy the most of the benefits this country provides you with — register a business in the USA! Hopefully, it doesn’t cost you a fortune.

Why is it beneficial to register a business in the USA?

a picture showing how to work from home and get money - start an ecommerce business for free today

We’ve already told you how to count on all the benefits the US government provides small business owners with — you need to register a business in the USA!

Can a foreigner register a business in the USA?

Yes, people from any country in the world can register a business in the USA and count on all the benefits the US government provides.

Is it challenging to register a business in the USA?

No, it isn’t. There are no songs and dances required to register a business in the USA.

Will it take lots of time to register a business in the USA?

No, it won’t. There are several options to register a business in the USA for you to choose from: you can register a business in the USA on your own, or apply to companies that provide business registration services.

If you decide to register a business in the USA by yourself, you’ll need to perform several actions and wait for approval. If you apply to business registrars, all you need is to wait and that’s it!

Let’s get back to payment processing systems. When you choose a payment processing system for your store, you need to find a balance between payment systems available in your country and the ones in the US.

If you want to minimize challenges regarding payment processing systems, it’s a great idea to register your business in the USA to enjoy the most popular payment processors — fortunately, nowadays it doesn’t cost you a fortune to register a business in the United States, meanwhile, benefits the US government provides small business owners with are considerable.

Why do payment gateways decline my requests?

a picture showing a person trying to relax

Had you applied to connect to a payment processing system, but they refused? There’s a reason for that.

In most cases, there’s one common reason for payment gateways to refuse — most likely, this ecommerce payment processing system is not available in your country.

So firstly, you need to make sure the payment gateway is available in the country you run or you’ve registered your business in.

What to do if the payment option you want to integrate into your website is not available in your country? There’s a way out: register a business in the United States!

In some cases, entrepreneurs may be refused to set up a payment option if their businesses don’t look reliable. How to solve this issue? Register a business in the USA!

Companies registered in the USA tend to more likely get approved to set up payment options.

What payment gateways to choose for the USA market?

Have you registered a business in the United States? Then, go ahead! In the USA, all the most popular ecommerce payment processing systems are available!

You can choose from the most popular payment gateways: PayPal, Stripe, 2Checkout, Authorize.net, WorldPay, Paysafe, PayEase, etc.

So what ecommerce payment processing system to choose for your online store? Actually, it’s up to you to decide.

As a rule, we recommend you pay particular attention to Stripe and PayPal. They’re the most widely-used ecommerce payment options Americans are used to taking.

Ecommerce payment processing: PayPal

PayPal is one of the most popular payment providers in the world. It can boast 250+ million users worldwide, and it’s used by millions of merchants of all sizes worldwide.

What’s more, PayPal provides both sellers and customers with extended security guarantees. This is the reason why people worldwide enjoy PayPal and use it all the time.

Would you like to provide your customers with a safe and convenient payment option to let them enjoy the shopping experience in your store? Then, PayPal is exactly what you need!

And the icing on the cake: it’s extremely easy to set up a PayPal account and add it as a payment option to your store!

All you need to do is to have an email address and make some clicks in the admin area of your website and that’s it!

Do you have your online store launched? Okay, then, go to PayPal.com and click “Sign up”. Use your email address and type the information required. You’re done with your PayPal account!

a picture showing how to integrate paypal - ecommerce payment processing system

It remains for you only to add this account to the payment options on your website. Not a big deal!

Ecommerce payment processing: Stripe

Stripe is a fast-growing payment gateway that handles payments and processes refunds automatically. It’s used by lots of well-known brands such as Google, Amazon, Shopify, etc. People know what Stipe is, and they trust it.

How to register in the Stripe system to accept global online payments from your customers? Go to Stripe.com and follow all the steps required. Hopefully, it won’t take you too much time.

How to integrate Stripe into your website to process payments? Actually, there’s nothing challenging about it.

a picture showing how to integrate stripe, an ecommerce payment processing system, into your store

As well as regarding PayPal, if you are done with Stripe account creation, it remains for you only to add the information required to the admin area of your website. A couple of clicks and your store is fully ready to accept payments from your customers!

Final thoughts on ecommerce payment processing

There’s nothing challenging about starting and running your ecommerce business, meanwhile, it can provide you with unprecedented benefits you’ll definitely enjoy. Luckily, it doesn’t take you too much to promote a store, not to mention that Sellvia is happy to provide you with a ready-to-go ecommerce store for free to let you become a business owner with no investments, without even lifting a finger.

Our team will do everything for you. The only step you need to take is to implement payment options to your website. Fortunately, it won’t take you much time and effort — you can do it in a couple of clicks! 

What ecommerce payment processing system to choose? We recommend you deal with PayPal and Stripe. PayPal is perfect. Yet it allows you to work with those customers who already have a PayPal account. In practice, some people may not have it. And this is Stripe that will help you with that.

So if you want to provide your customers with an amazing shopping experience, you need to have both Stripe and PayPal implemented in your website. This is a win-win solution for any ecommerce store!

Do ecommerce payment processing systems and things like that seem tough for you? No way! This is a matter of some clicks for you to implement payment gateways in your website. Choose only reliable ecommerce payment processing systems and let your business flourish!

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by Artyom K.
Artyom is a copywriter at Sellvia. BA degree in International Communication and MA degree in Advertising let him start his career working in a multinational petrochemical enterprise as a marketing specialist. For a number of years now, Artyom has been creating educational materials to help people worldwide start their profitable ecommerce ventures and discover their full potential.
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